{"id":40117,"date":"2026-07-15T16:30:51","date_gmt":"2026-07-15T20:30:51","guid":{"rendered":"https:\/\/www.autodurocher.com\/?p=40117"},"modified":"2026-07-07T16:34:02","modified_gmt":"2026-07-07T20:34:02","slug":"what-vehicle-can-i-buy-with-a-payment-of-less-than-85-per-week","status":"publish","type":"post","link":"https:\/\/www.autodurocher.com\/en\/2026\/07\/what-vehicle-can-i-buy-with-a-payment-of-less-than-85-per-week\/","title":{"rendered":"What vehicle can I buy with a payment of less than $85 per week?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">One of the questions we receive most often at Auto Durocher is:<\/span><\/p>\n<p><b>\u201cIs it still possible to buy a recent vehicle with a payment of less than $85 per week?\u201d<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The answer is <\/span><b>yes<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Contrary to what many think, it is still possible to get a recent, reliable, low-mileage vehicle with a payment under $85 per week, depending on the vehicle chosen, your credit profile, and the financing conditions.<\/span><\/p>\n<h2>Which vehicles are currently available under $85 per week?<\/h2>\n<p><span style=\"font-weight: 400;\">At the time of writing this article, several recent vehicles can allow you to get a payment of approximately <\/span><b>$85 per week or less<\/b><span style=\"font-weight: 400;\">, plus taxes, depending on current promotions, the price of the vehicle, and credit approval.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Among our top choices:<\/span><\/p>\n<h3>Used 2025 Hyundai Elantra<\/h3>\n<p><span style=\"font-weight: 400;\">The Hyundai Elantra is an excellent choice for individuals looking for an economical vehicle.<\/span><\/p>\n<h4>The advantages<\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Very low fuel consumption<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Recent vehicle<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Generally low mileage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reasonable maintenance cost<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A lot of equipment for the price<\/span><\/li>\n<\/ul>\n<h4>Ideal for:<\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Students<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Young professionals<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Daily commutes<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Long distances<\/span><\/li>\n<\/ul>\n<h3>2024 Nissan Sentra<\/h3>\n<p><span style=\"font-weight: 400;\">The Nissan Sentra has become an excellent compact sedan.<\/span><\/p>\n<h4>The advantages<\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Very comfortable<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Good fuel economy<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Modern interior<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Excellent value for the price<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Recent vehicles available on the used market<\/span><\/li>\n<\/ul>\n<h3>2024 Nissan Kicks<\/h3>\n<p><span style=\"font-weight: 400;\">The Nissan Kicks remains one of the best choices for getting a low payment.<\/span><\/p>\n<h4>The advantages<\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Raised driving position<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Low fuel consumption<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Affordable maintenance cost<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Recent vehicle<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Very accessible payment<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">For many clients looking for a first SUV, it represents an excellent point of entry.<\/span><\/p>\n<h2>Why is it possible to get such a low payment?<\/h2>\n<p><span style=\"font-weight: 400;\">The answer is simple.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These vehicles are still very recent.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Financial institutions often agree to finance certain recent vehicles over a period of up to <\/span><b>96 months<\/b><span style=\"font-weight: 400;\">, depending on the year of the vehicle, its mileage, and credit approval.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By spreading the cost of the vehicle over a longer period, it is possible to significantly reduce the weekly payment.<\/span><\/p>\n<h2>What is an open loan?<\/h2>\n<p><span style=\"font-weight: 400;\">This is a question many clients ask us.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The majority of car financing options offered in Quebec are <\/span><b>open loans<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This means you can generally make an early repayment, pay an extra amount toward your loan, or even fully pay off the balance before the end of the term, <\/span><b>without penalty<\/b><span style=\"font-weight: 400;\">, depending on the terms of your financing contract.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Therefore, you benefit from a lower payment while retaining the option to pay off your loan faster if your financial situation allows.<\/span><\/p>\n<h2>Is financing over 96 months a good idea?<\/h2>\n<p><span style=\"font-weight: 400;\">Not in every situation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, when dealing with a recent, low-mileage vehicle and the payment respects your budget, this option can be highly attractive.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It often allows you:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">to buy a newer vehicle;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">to reduce the weekly payment;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">to maintain breathing room in your budget;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">to limit the risks of major repairs associated with an older vehicle.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">At Auto Durocher, we always analyze the situation of each client in order to recommend the financing term best suited to their needs.<\/span><\/p>\n<h2>Important<\/h2>\n<p><span style=\"font-weight: 400;\">The examples presented in this article are provided for informational purposes only.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Payments are calculated based on an <\/span><b>interest rate of 7.99%<\/b><span style=\"font-weight: 400;\">, <\/span><b>96-month financing<\/b><span style=\"font-weight: 400;\">, <\/span><b>with credit approval<\/b><span style=\"font-weight: 400;\">, and <\/span><b>taxes are extra<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The actual payment may vary depending on:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the price of the vehicle;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the down payment amount;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the value of your trade-in vehicle;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">your credit score;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the interest rate obtained;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">and the financing programs in effect.<\/span><\/li>\n<\/ul>\n<h2>Our Auto Durocher advice<\/h2>\n<p><span style=\"font-weight: 400;\">The best vehicle isn&#8217;t necessarily the one that costs the least.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It&#8217;s the one that respects your budget while meeting your needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you do not know what payment you can afford or how much you could borrow, our team can perform a free personalized evaluation of your borrowing capacity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In a few minutes, we can help you find out:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">your maximum loan amount;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">your weekly, bi-weekly, or monthly payment;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">an estimate of your interest rate based on your file;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">and the vehicles that truly correspond to your budget.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">This way, you can shop for your next vehicle with confidence, with no bad surprises and with no obligation to purchase.<\/span><\/p>\n<p><a href=\"https:\/\/www.autodurocher.com\/en\/financing\/\"><span style=\"font-weight: 400;\">Apply for financing<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the questions we receive most often at Auto Durocher is: \u201cIs it still possible to buy a recent vehicle with a payment of less than $85 per week?\u201d The answer is yes. Contrary to what many think, it is still possible to get a recent, reliable, low-mileage vehicle with a payment under $85 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":40115,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-40117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.autodurocher.com\/en\/wp-json\/wp\/v2\/posts\/40117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.autodurocher.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.autodurocher.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.autodurocher.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.autodurocher.com\/en\/wp-json\/wp\/v2\/comments?post=40117"}],"version-history":[{"count":3,"href":"https:\/\/www.autodurocher.com\/en\/wp-json\/wp\/v2\/posts\/40117\/revisions"}],"predecessor-version":[{"id":40120,"href":"https:\/\/www.autodurocher.com\/en\/wp-json\/wp\/v2\/posts\/40117\/revisions\/40120"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.autodurocher.com\/en\/wp-json\/wp\/v2\/media\/40115"}],"wp:attachment":[{"href":"https:\/\/www.autodurocher.com\/en\/wp-json\/wp\/v2\/media?parent=40117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.autodurocher.com\/en\/wp-json\/wp\/v2\/categories?post=40117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.autodurocher.com\/en\/wp-json\/wp\/v2\/tags?post=40117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}