{"id":40102,"date":"2026-07-09T15:00:28","date_gmt":"2026-07-09T19:00:28","guid":{"rendered":"https:\/\/www.autodurocher.com\/?p=40102"},"modified":"2026-07-07T16:02:25","modified_gmt":"2026-07-07T20:02:25","slug":"should-i-finance-my-vehicle-over-60-72-84-or-96-months","status":"publish","type":"post","link":"https:\/\/www.autodurocher.com\/en\/2026\/07\/should-i-finance-my-vehicle-over-60-72-84-or-96-months\/","title":{"rendered":"Should I finance my vehicle over 60, 72, 84, or 96 months?"},"content":{"rendered":"

One of the most frequent questions we receive at Auto Durocher is:<\/span><\/p>\n

\u201cWhat is the best financing term: 60, 72, 84, or 96 months?\u201d<\/b><\/p>\n

The answer often surprises buyers.<\/span><\/p>\n

Contrary to what many think, the best term is not always the one that costs the least in interest. The best term is often the one that allows you to buy a vehicle that truly respects your budget without putting your financial situation at risk.<\/span><\/p>\n

The biggest mistake: looking only at the total cost<\/h2>\n

On the Internet, many experts claim that you must always choose the shortest term possible.<\/span><\/p>\n

In theory, they are right.<\/span><\/p>\n

In practice, that is not always the reality.<\/span><\/p>\n

If 60-month financing forces you to dedicate too large a portion of your income to your vehicle, you risk finding yourself financially strapped for several years.<\/span><\/p>\n

A vehicle must fit into your budget, not the other way around.<\/span><\/p>\n

Financing over 60 months<\/h3>\n

The 60-month term is often considered the ideal scenario.<\/span><\/p>\n

Advantages<\/h4>\n